Question 1

What loan programs work best in Bethesda and Potomac?

Accepted Answer

Higher price points in these areas often call for jumbo or high-balance conventional financing. Guidelines vary by lender on down payment and reserves, so it is worth comparing before committing.

Question 2

Is there down payment assistance in Montgomery County?

Accepted Answer

Maryland state assistance programs apply in Montgomery County, and county-level programs have been available for qualified buyers. Eligibility depends on income and purchase price, which we review during pre-approval.

Question 3

Can I refinance my Montgomery County home to take cash out?

Accepted Answer

Yes, if you have sufficient equity. A cash-out refinance replaces your mortgage with a larger loan and returns the difference. A HELOC is an alternative that leaves your first mortgage in place.

Montgomery County Mortgage Broker | Silver Spring & Bethesda Home Loans