Question 1

What are VA loan limits in Northern Virginia?

Accepted Answer

Veterans with full entitlement generally have no VA loan limit — the limit is what you qualify for, not a fixed cap. This matters in Northern Virginia, where prices often exceed conforming limits.

Question 2

Do I need a jumbo loan in Arlington or Alexandria?

Accepted Answer

Often yes, depending on price and down payment. Jumbo guidelines differ meaningfully between lenders on reserves, debt ratios, and documentation, so comparing options can change both your approval and your rate.

Question 3

Can I buy an investment property in Northern Virginia?

Accepted Answer

Yes. Conventional investment financing, DSCR loans based on rental income, and bridge or fix-and-flip financing are all available for Northern Virginia properties.

Question 4

Are you licensed in Virginia as well as Maryland and DC?

Accepted Answer

CDF Lending serves the full DMV market — Maryland, Washington DC, and Virginia — so a client buying or refinancing across state lines works with one broker throughout.

Northern Virginia Mortgage Broker | Alexandria, Arlington & Fairfax Home Loans